AB 2927 · Ed Code § 51284.5
Every required topic, and where it's taught.
What it is
AB 2927 is the 2024 California law that makes personal finance a one-semester high school course. Education Code Section 51284.5 lists the topics the course has to cover.
2027–28
The first school year every California high school has to offer the course.
Class of 2031
The first class that has to pass the course to graduate. Those students start ninth grade in fall 2027.
What this page shows
Each of the 13 required topics, the Launchpad modules that teach it, and a link to try that module yourself.
- 1Try Your Banking Blueprint
Fundamentals of banking: savings, checking, and managing to minimize fees
- Banking & Saving
- Where Does Money Live? · Your Banking Blueprint · Save Smarter
- Real Takes
- Which Account Wins? · Would You Worry About This Family?
- 2Try Build a Budget
Principles of budgeting for independent living
- Banking & Saving
- Build a Budget That Runs Itself, with real California rent data by region
- Real Takes
- Your Money Guardrails
- 3Try Your First Paycheck
Employment and the factors that affect net income, including workplace rights under Ed Code 49110.5
- Banking & Saving
- Your First Paycheck: a live pay stub builder, W-4, gig income, and a screen on your rights on the job
- The College Project
- All Paths Have Costs, including apprenticeships
- 4Try Your Score, Your Future
Uses and effects of credit, including credit scores and the relation of debt and interest to credit
- Credit & Debt
- The Terms Decide · Your Score, Your Future · When Debt Is a Trap · Credit Cards 101 · The Full Picture
- Real Takes
- Rank the Debt · What Helps, What Hurts? · Pay in 4, or Pay the Price?
- 5Try Borrowing for College
Uses and costs of loans, including student loans and loan forgiveness policies
- Credit & Debt
- Borrowing for College, with Public Service Loan Forgiveness by name · The Car Decision · The Biggest Loan You’ll Ever Take
- The College Project
- Aid Plan
- 6Try Your Other Insurance
Types and costs of insurance, including home, auto, health, and life
- Insurance
- What Is Insurance? · Health Insurance · The HSA Advantage · Your Other Insurance (auto, renters, life, and homeowners) · Fight Your Bill
- Real Takes
- Which Plan Wins? · What Drives Your Premium?
- 7Try File Your Taxes
Impacts of the tax system: personal income, filing, and reading tax forms and pay stubs
- Taxes
- How Taxes Work · File Your Taxes, a guided filing simulation · Tax Next Steps
- Real Takes
- Do You Even Have to File? · Avoidance or Evasion?
- 8Try Accounts and Assets
Principles of investing and building wealth: pensions, 401(k) plans, IRAs, stocks, bonds, mutual funds, and index funds
- Investing
- Why Invest? · Know Yourself · Accounts and Assets · Your First Move · Money in Motion, including pensions · The Long Game
- Real Takes
- The $1,650 Experiment · Buy the Bad News? · Luck or Skill? · How to Pick a Broker
- 9Try Spot the Scam
Consumer protection: common scams and frauds, and preventing identity theft
- Credit & Debt
- Protect What You’ve Built: credit freezes, fraud alerts, and IRS identity PINs · When Debt Is a Trap
- Real Takes
- Spot the Scam, ten real messages sorted into trust it, trash it, or report it · Follow the Incentive
- 10Try Aid Plan
Financing college, workforce education, low-cost community college options, and CTE pathways or apprenticeships
- The College Project
- All nine modules, from All Paths Have Costs through Launch, including Cal Grant, CADAA, merit aid, and Work-Study
- Real Takes
- Sticker Price vs. Real Price · FAFSA: Myth or Must? · The Three Piles
- 11Try Know Yourself
How psychology can impact financial well-being
- Every module
- A confidence rating before and after, and a Philosophy Seed where students write and revise a belief
- Investing
- Know Yourself, on risk tolerance and investor behavior
- Real Takes
- Luck or Skill?
- 12Try More or Less?
Charitable giving
- Wrapping Up (capstone)
- More or Less?, a Real Take on giving trends, who gives what share of income, and donating appreciated stock
- Taxes
- Donations in the deductions walkthrough of How Taxes Work
- 13Try The Invisible Hand
Other topics directly and specifically relevant to personal finance
- Credit & Debt
- The Invisible Hand, on the Federal Reserve and why every rate changes
- Wrapping Up (capstone)
- A synthesis of every decision students practiced, and a Flight Plan of real moves
Topic language is condensed from the statute. "Try" links open the module in preview mode: no login, nothing saved.